The best mobile phone plans in Australia

If you’re after a mobile phone plan that’s SIM-only or prepaid data, has a lot of data or a little, comes with a new handset or cutting-edge 5G speeds, we’ve got you covered.

Best value mobile plan
Southern Phone
Medium 5G SIM Plan
3.5 out of 5 stars
3.5
Starts at$20/mo
Data
40GB
🔥Deal
31% off the first 6 months
Typical monthly cost
$29
Best cheap mobile plan
Circles Life
10GB Monthly Plan
3.8 out of 5 stars
3.75
Starts at$17.50/mo
Data
10GB
🔥Deal
13% off the first 6 months
Typical monthly cost
$20
Best iPhone plan deal
Optus
$52 Optus Choice Plus Plan
4.5 out of 5 stars
4.5
Starts at$52/mo
Data
50GB
🔥Feature
No excess data fees
Cost with iPhone 16
$90.86/mth
Best big-data mobile plan
Southern Phone
Large 5G SIM Plan
3.5 out of 5 stars
3.5
Starts at$34/mo
Data
80GB
🔥Feature
$50 international call credit
Typical monthly cost
$34
Best prepaid mobile plan
Felix Mobile
Felix 50GB Mobile Plan
3.5 out of 5 stars
3.5
Starts at$15/mo
Data
50GB
🔥Deal
50% off first 3 recharges
Typical monthly cost
$30
Show more picks
Nathan Lawrence
Nov 27, 2024
Icon Time To Read12 min read

This page is dedicated to the three main kinds of mobile phone plans. Our categories cover some of the best SIM-only mobile plans, a selection of the best prepaid mobile plans, and we also cater to those in the market for a new iPhone 16.

We track more than 200 mobile plans in our comparison engine from dozens of Aussie telcos. In terms of costs, you can nab a cheap mobile plan for around $10 or go beyond $50 if you’re after a whole lot of data. Expect to pay at least roughly $80 per month to pair a postpaid mobile plan with a shiny new iPhone.

Scroll on to discover the best mobile plans for November.

Best value SIM-only mobile phone plan

Southern Phone Medium 5G SIM Plan

🔥 Deal: 31% off monthly price for the first six months.

How we chose this plan:

  • We ranked SIM-only mobile plans with at least 30GB of base data (capped at $40 per month) then used dollar-to-data comparisons to find the best value. More widespread networks, plan features and our in-depth provider schema are used to settle tie-breaks.
pro
Reasons to buy
  • 40GB of Optus 5G data
  • Cheap promo, typical pricing
  • $50 international call credit
con
Reasons to avoid
  • 100Mbps download speed cap
  • Potential for excess data fees
  • No international roaming

Based on our experiences and research, most Australian mobile users will comfortably get by with 30GB of data each month. That’s the data minimum we start with for plan comparisons in this SIM-only category, with credit given to plans that have discounted pricing and great dollar-to-data value.

Southern Phone nabs the top spot thanks in part to a newly minted promotion with a generous window. Normally priced at $29 per month, new and existing Southern Phone customers pay a reduced $20 monthly fee for the first six months. Get in by 10 February 2025 to nab the promotional pricing. Either price comes with 40GB of Optus 5G data, albeit capped at max 100Mbps download speeds. Users also get $50 of international call credit. For good value SIM-only alternatives, check out the Dodo $28 Mobile Plan or the Circles.Life 30GB Monthly Plan.

How does this mobile phone plan compare?

Compare the winner above with these popular SIM-only plans below that don’t have initial pricing beyond $40 and come with at least 30GB.

Photograph of a woman with pink hair using her SIM-only plan on her smartphone

The best SIM Only plans in Australia

Your one-stop shop for the best SIM Only plans in Australia.

Best cheap SIM-only mobile phone plan

Circles.Life 10GB Monthly Plan

🔥 Deal: 13% off monthly price for the first six months.

How we chose this plan:

  • We ranked SIM-only mobile plans with at least 10GB of base data (capped at $25 per month) then used dollar-to-data comparisons to find the best value. More widespread networks, plan features and our in-depth provider schema are used to settle tie-breaks.
pro
Reasons to buy
  • 40GB of bonus data for six months
  • Six months of promo pricing
  • 500GB of data rollover
con
Reasons to avoid
  • Optus 4G, not Optus 5G
  • Light on perks
  • Potential for excess data fees

If you find that you’re regularly falling short of your monthly data allocation, it’s worth considering a cheaper SIM-only mobile plan. For light-data users or people whose phones are almost always connected to WiFi, there are bucks to be saved with a plan that has between 10GB and 30GB of monthly data.

On the surface, the Circles.Life 10GB Monthly Plan just scrapes in for our 10GB category minimum. But use the ‘10GBDOBETTER’ promo code during sign-up and this Circles.Life SIM-only plan gets cheaper and has more data. The typical $20-per-month price drops to $17.50 for the first six months, plus there’s also 40GB of bonus data each month for that first half year. With a 500GB data bank, any unused gigabytes can be carried over from lighter-use months to heavier-use ones. If you’re after cheap alternatives, compare this Circles.Life SIM-only winner with the Spintel $22 Mobile Plan or the Numobile $22 SIM plan.

How does this mobile phone plan compare?

If you want other cheap SIM-only options, the popular plans below are capped at $25 initial monthly fees and come with a minimum of 10GB of data.

Best iPhone plan deal

iPhone 16 + $52 Optus Choice Plus Plan

🔥 Feature: No excess data charges (1.5Mbps speed cap instead).

How we chose this plan:

  • We use the iPhone 16 128GB model for comparisons across plans with at least 30GB of data and 36-month repayment terms. Plans are ranked in terms of monthly cost and overall value. More widespread networks, plan features and our in-depth provider schema are used to settle tie-breaks.
pro
Reasons to buy
  • 50GB of Optus 5G data
  • No excess data fees
  • 5G included
con
Reasons to avoid
  • Endless data capped at 1.5Mbps
  • No international calls
  • Not the cheapest phone bundle

If you’re in the market for a new smartphone, you can pay off an interest-free handset over two or three years with a participating mobile provider. We use the iPhone 16 128GB as our comparison handset, but you can easily sub in any other available smartphone you prefer. The monthly cost will go up or down depending on the mobile phone, though, and whether you want to pay it off over 12, 24 or 36 months.

Optus and Vodafone continue to spar for the top spot, but Optus comes out on top again this month. Combo the $52 Optus Choice Plus Plan with an iPhone 16 128GB and it costs $90.86 per month with 36-month repayment terms. That’s a competitive price to pay for 50GB of Optus 5G data, plus no excess data fees. Admittedly, speeds are capped at 1.5Mbps if you burn through all 50GB. For a cheaper alternative, go with the Vodafone $49 Small Plan, or get the Telstra $65 Basic Upfront Mobile Plan if you want better coverage.

How does this mobile phone plan compare?

Check out more popular mobile plans on 36-month repayment terms with the iPhone 16 128GB.

Best SIM-only big-data mobile phone plan

Southern Phone Large 5G SIM Plan

🔥 Feature: $50 of international call credit.
pro
Reasons to buy
  • 80GB of Optus 5G data
  • $50 international call credit
  • Competitive typical pricing
con
Reasons to avoid
  • 100Mbps speed cap
  • Light on plan perks
  • eSIM not offered

How we chose this plan:

  • We ranked SIM-only mobile plans with at least 60GB of base data (capped at $55 per month) then used dollar-to-data comparisons to find the best value. More widespread networks, plan features and our in-depth provider schema are used to settle tie-breaks.

We consider 30GB of data plenty of everyday users, but we double that minimum allowance for those with heavy data needs. Big-data plans are best for people who use mobile data every day, particularly when it comes to streaming video. All of our big-data contenders are SIM-only plans with at least 60GB of data.

This category continues to offer new victors every month, and this month it’s Southern Phone’s turn to take out the top spot. The Southern Phone Large 5G SIM Plan doesn’t need promotional pricing to impress, with a competitive $34 monthly fee. That price nets you 80GB of Optus 5G data, albeit capped at 100Mbps download speeds. While not overly perky, this SIM-only plan also comes with $50 of international call credit. For big-data SIM-only alternatives, look at the Spintel $35 Mobile Plan or the AGL 5G Small plan.

How does this mobile phone plan compare?

For more big-data alternatives, the SIM-only plans below don’t initially cost more than $55 and have at least 60GB of data.

Best prepaid mobile phone plan

Felix Mobile 50GB Mobile Plan

🔥 Deal: 50% off monthly price for the first three recharges.

How we chose this plan:

  • We ranked 28-day, 30-day and monthly prepaid mobile plans with at least 30GB of base data (capped at $40) then used dollar-to-data comparisons to find the best value. More widespread networks and our in-depth provider schema are used to settle tie-breaks.
pro
Reasons to buy
  • 50GB of Vodafone 5G data
  • Great promo, typical pricing
  • Unlimited data banking
con
Reasons to avoid
  • 150Mbps speed cap
  • No international inclusions
  • Light on perks

Prepaid plans are meant for people who want full control over their mobile phone bills. For our best prepaid category, we set the data slider at 30GB but favour any plan that offers more data. Note that in prepaid terms, a ‘month’ may be an actual month, or it may be either 30-day or 28-day recharges. The fewer the monthly days, the more recharges you need to cover a full year: 12 for monthly, 13 for 30-day recharges, and 14 for 28-day prepaid plans.

It's often a tight contest in this prepaid category, but Felix Mobile comes out on top this time with its 50GB Mobile Plan. You’ll normally pay $30 per monthly recharge, but new Felix customers pay $15 per recharge for the first three months. Either price includes 50GB of Vodafone 5G data, capped at an admittedly reasonable 150Mbps. If you use up all 50GB, speeds are throttled to 1.5Mbps until the next recharge. There’s also unlimited data banking if you have leftover gigabytes between recharges. For prepaid alternatives, have a gander at the identical iiNet 50GB Mobile Plan and TPG 50GB Mobile Plan, otherwise check out the Catch Connect 28 Day Plan 30GB.

How does this mobile phone plan compare?

Check out these other prepaid plans with at least 30GB of data and a max initial $40 fee per recharge.

Best SIM-only 5G mobile phone plan

Belong 100GB Mobile Plan

🔥 Deal: Double data: 100GB bonus data for 12mths .

How we chose this plan:

  • We ranked 5G SIM-only mobile plans with at least 60GB of base data (capped at $60 per month) then used dollar-to-data comparisons to find the best value. More widespread networks, plan features and our in-depth provider schema are used to settle tie-breaks.
pro
Reasons to buy
  • 100GB of Telstra 5G data
  • No excess data fees
  • Unlimited data bank
con
Reasons to avoid
  • 1Mbps post-cap speeds
  • No eSIM support
  • Promo pricing would be nice

As Australia’s 5G mobile networks continue to expand, mobile plans that support the latest mobile connectivity are becoming more common. We track around 100 5G plans in our database, across prepaid and SIM-only types. We lean towards SIM-only plans for this category, though, as they tend to have better perks and, therefore, better overall value.

The Belong 100GB Mobile Plan is our top pick again this month, and it takes the pole position without relying on limited-time promotional pricing. You’ll pay $45 per month for 100GB of data on the Telstra 5G network. Download speeds are capped at 150Mbps which, admittedly is plenty, and there aren’t any excess data charges. That said, speeds are capped at 1Mbps if you burn through the 100GB allowance. If you don’t use up all of your monthly allowance, store unused gigabytes with unlimited data rollover or gift it to other Belong customers. For 5G SIM-only alternatives, check out the Aussie Broadband Essential 5G SIM Plan or the Belong 160GB Mobile Plan.

How does this mobile phone plan compare?

For comparison, check out these 5G plans, which may be prepaid or SIM-only, that come with minimum 60GB and don’t initially cost more than $60 per month.

Popular Telstra network mobile phone plan

Superloop SuperSim Save 4G Plan

🔥 Feature: Unlimited calls and text to 15 selected destinations.

How we chose this plan:

  • We highlighted the most popular Telstra network SIM-only and prepaid mobile plans on 6 November 2024.

If you want to buy a Telstra plan, you can expect to pay a premium to access Australia’s most widespread network. Still, given the ubiquity of the Telstra network, it’s unsurprising that Telstra mobile virtual network operators (MVNOs)—other telcos that aren’t Telstra—are a popular pick for mobile users across SIM-only and prepaid plans.

At the start of the month, the Superloop SuperSim Save 4G Plan was once again the most popular mobile plan on the Telstra network for prepaid and SIM-only plans. This prepaid plan costs $20 per 30-day recharge and comes with 10GB of Telstra 4G data, capped at 100Mbps download speeds. Despite the low asking price, it has some great features: up to 500GB of data rollover, eSIM support, plus unlimited calls and texts to 15 selected dialling destinations. If you’re after alternatives, the Belong 25G Mobile Plan and the Belong 100GB Mobile Plan (both SIM-only picks) were also popular at the start of the month.

Please note the choices below may change daily based on the most popular mobile plans on the Telstra network.

How does this mobile phone plan compare?

For other popular Telstar network picks, check out these mobile plans.

Popular Optus network mobile phone plan

Circles.Life 6GB Monthly Plan

🔥 Deal: 20% off monthly price for the first six months.

How we chose this plan:

  • We highlighted the most popular Optus network SIM-only and prepaid mobile plans on 6 November 2024.

The Optus network isn’t quite as widespread as the Telstra network, but it still has great coverage and its MVNOs offer competitively priced plans with a decent chunk of data. Typically, popular Optus network plans may change based on whichever telco is offering the best deal at the time.

At the start of the month, the Circles.Life 6GB Monthly Plan is the most popular pick on the Optus network, and it’s easy to see why. That 6GB of data in the plan name refers to the base data, but there’s 4GB of monthly bonus data for the first six months. There’s also a reduced monthly price—$12 instead of $15—for the first six months. Just make sure to use the ‘2024WOOCT10GBRE’ promo code at sign-up to grab the bonus data and promo pricing ahead of the 30 November 2024 cut-off. The Catch Connect 365 Day Plan – 120GB (prepaid) and Dodo $28 Mobile Plan (SIM-only) were also popular Optus network SIM-only pick at the start of the month.

Please note the choices below may change daily based on the most popular mobile plans on the Optus network.

How does this mobile phone plan compare?

The list below showcases the most popular prepaid and SIM-only plans on the Optus network today.

Popular Vodafone network mobile phone plan

TPG 25GB Small Plan

🔥 Deal: 50% off monthly price for the first six recharges.

How we chose this plan:

  • We highlighted the most popular Vodafone network SIM-only and prepaid mobile plans on 6 November 2024.

The Vodafone 4G and 5G networks aren’t as widespread as the Telstra or Optus networks. Still, Vodafone mobile coverage is available to around 24 million Australians, so it’s not exactly small. Typically, prepaid and SIM-only mobile plans on the Vodafone network offer competitive pricing with a comparatively healthy amount of data.

At the start of the month, the TPG 25GB Small Plan was again the most popular pick on the Vodafone network in terms of prepaid and SIM-only plans, likely because of TPG’s tendency for ongoing promotional pricing. If you’re a new TPG mobile customer, this popular prepaid plan costs $12.50 per month before reverting to its typical $25 recharge fee. You’ll get 25GB of Vodafone 4G data (capped at 150Mbps speeds), with support for eSIM devices and 100 standard call minutes to 31 selected dialling destinations. For popular Vodafone network alternatives, check out the identical iiNet 25GB Small Plan (prepaid) or the TPG 50GB Medium Plan.

Please note the choices below may change daily based on the most popular mobile plans on the Vodafone network.

How does this mobile phone plan compare?

You can see the other popular Vodafone network prepaid and SIM-only plans below.

What to look for in a mobile plan

What type of plan do you need?

The first question to answer before getting to which mobile plan is right for you is whether you’re using an existing mobile phone or want a new one. If you want a new one, you’ll either have to purchase a compatible prepaid handset or pair a SIM-only mobile plan with a new iPhone, Samsung Galaxy, Google Pixel or other option. New-model mobile phones can be bought outright or paid off over 12, 24 or 36 months from participating telcos like Telstra, Optus and Vodafone.

For those happy to use their existing mobile phone, choose between prepaid or SIM-only mobile plans. Prepaid plans are great for people who want to control their spending and aren’t overly interested in perks. While prepaid plans are paid in advance of use SIM-only plans are paid at the end of a billing month (except for Telstra Upfront plans).

SIM-only plans are always monthly offerings but prepaid mobile plans have a range of durations, from a day or few to a month-ish—28 days, 30 days or an actual month—and beyond to long-expiry options for 90 days, half a year or a full 12 months. Generally, once prepaid data is exhausted, you have to recharge again, so take into account how much data you need before buying.

With SIM-only mobile plans, you’re more likely to find telcos that offer data banking or data rollover for carrying over unused gigabytes or capped plan speeds if you exhaust your max-speed allocation. Coverage is an important consideration, too. Telstra has the largest mobile network followed by Optus and Vodafone. But if you live in a populous part of Australia, the chances are good you can pick between all three.

That trio may be the respective network owners but there are dozens of telcos that use their networks to offer more competitively priced plans. Effectively, you may be able to get the coverage perks of the network you want without having to pay a premium for it.

Pretty much every mobile plan these days comes with unlimited national talk and text but if international calls and messaging are important to you, keep an eye out for those features. It’s a similar story for international roaming if you like to travel and want the option to use mobile data abroad. There are a range of other perks to help separate closely competing plans, with eSIM being one of the better ones that uses a digital SIM rather than needing to wait for a physical SIM card to arrive.

icon-expertise

Our methodology

We used to track more SIM-only plans in our database than prepaid ones, but we still lean on the former mobile plan type because of its greater versatility and popularity with Aussies. Generally, SIM-only plans tend to have more perks and simplified payment structures for determining first-year value thanks to monthly billing cycles.

Our categories are built to cover the most popular use-cases in Australia. Everyday mobile plans are for those with typical data needs, backed by ACCC data averages and with plenty of extra gigabytes to spare. Cheap mobile plans are great for people who are constantly WiFi connected or otherwise don’t use a lot of mobile data each month.

We also want to acknowledge the popularity of big-data plans given the prevalence of video streaming services and potentially data-draining social media platforms. Because it’s common for people to upgrade their mobile phones every two to three years, we wanted to include a category for them, too, using the cheapest flagship iPhone model for comparisons (given its popularity).

Prepaid plans are becoming more popular with mobile providers, which is why we have a dedicated category. The same is true of 5G plans, which are becoming more common as the mobile network owners continue to expand their respective 5G networks. Speaking of network owners, our final categories are there to recognise the popularity of the big three—Telstra, Optus and Vodafone—while simultaneously highlighting there are more telcos operating on those Australian mobile networks.

As for specific plan winners, we typically use data minimums and monthly price caps to create a shortlist of contenders. At the start of each month, we check for new potential category winners, even if there’s a long-running promotional period that may make a telco’s plan seem like an ongoing shoo-in. Contenders are separated from victors by evaluating first-year value, dollar-to-data pricing, and we also rely on an in-depth schema for the prepaid and SIM-only providers we track.

Frequently asked questions about mobile phone plans

There are dozens of mobile providers in Australia, all of which operate on either the Telstra, Optus or Vodafone mobile networks. We track around 30 of the most popular Australian telcos to offer a better selection of options when comparing mobile plans.

It’s tricky to pin down the best mobile service provider in Australia without considering your specific needs and the coverage requirements of where you live. Mobile plans on the Telstra network have the best coverage. Optus network plans are generally a great mix of price, data and inclusions. And Vodafone network plans are among the comparatively cheapest. There are dozens of mobile providers on those three networks, though, so you can save money by avoiding the big three.
The cheapest way to get a mobile phone plan is to go with a prepaid plan. Long-expiry prepaid plans are a cheap way to lock in a competitive price for a year with a chunk of annual data that you can spread out over 12 months.
For the cheapest monthly mobile plan costs, it’s best to hang onto your iPhone or other smartphone for as long as possible. That way, you can switch between prepaid or SIM-only plans without having to worry about a handset repayment fee each month. That said, using interest-free payments is a practical way to pay off a new handset over 12, 24 or 36 months if you’d rather not pay the full cost of a mobile phone upfront.
Nathan Lawrence
Written by
Nathan Lawrence has been banging out passionate tech and gaming words for more than 11 years. These days, you can find his work on outlets like IGN, STACK, Fandom, Red Bull and AusGamers. Nathan adores PC gaming and the proof of his first-person-shooter prowess is at the top of a Battlefield V scoreboard.

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