H2O Wireless Review

H2O is a prepaid provider that runs on AT&T’s network. It’s got some decent deals on pay as you go and talk and text plans, but its high-speed data is surprisingly expensive (and surprisingly not so high-speed).

For example, its unlimited data plans are $45 and $54, which is about as much as other major providers charge. But it doesn’t come with any great perks, and your data speeds will be throttled. No thanks.

If you want an unlimited data plan that will let you stream, post, twitch, scroll, swipe, and everything else, then H2O is not the provider for you. If you just want a cheap and simple way to hop onto AT&T’s network, then read on (or just go ahead and sign up).

For a select group of customers, H2O could be as refreshing as a cold glass of water on a hot day. So let’s dig into all of the things we like about the company. (Don’t worry, we’ll talk about the drawbacks in a second.)

While many traditional providers are slimming down the variety of plans they offer, H2O Wireless is bulking up. It has five tiers of prepaid plans to choose from plus some pay-as-you-go options.

H2O’s $18 talk and text plan with 3GB of data and 2GB of hotspot data will be great for those who just need a phone to coordinate rides and catch up with family—perhaps your kids or your parents. 

But H2O Wireless also has plenty of high-speed data plans that will appeal to those who want to post, stream, and game on their phone. (If you’re not sure exactly how much data you want, use our handy guide to figure it out.)

H2O Wireless is a mobile virtual network operator (MVNO), which means that it uses another company’s cellular network. In this case, it’s AT&T, which is both good news and bad news.

The bad news is that AT&T can prioritize its own users over H2O’s users (we’ll talk about this more below). But the good news is that H2O customers will be on one of the fastest and most wide-reaching cellular networks available.

If you’re sick of buying international calling cards at your corner bodega (or paying extra for an international calling add-on), then H2O might be able to help you out.

All of H2O’s monthly plans include unlimited international talk and text to over 50 countries, like Japan, Chile, and Russia. You can check the full list of countries and read about H2O’s international calling policies on the company’s website.

There are some strange limitations to these international calls: you can call only landlines in many locations, and calls are disconnected after one hour. If you’re looking for a prepaid company with more robust international benefits, we suggest Ultra Mobile.

H2O is not for everyone. Well, let’s clarify: the phone company called H2O is not for everyone. You still need to hydrate.

H2O’s relatively high prices (for an MVNO), throttled data, and lack of perks will drive many customers away.

At the end of the day, there’s really one reason that people use MVNOs: they’re a cheaper way to get access to major cell networks. So, we’re a bit confused about H2O’s high prices.

Yes, an $18 unlimited talk and text plan is a pretty good deal (though it’s not as good as Twigby’s). But when you start to add data to H2O’s plans, its prices skyrocket and even get close to AT&T’s.

For instance, here’s a look at how H2O’s unlimited data plan compares to AT&T’s own prepaid unlimited plan. We’ve thrown in another MVNO, Visible Wireless, just to give you an idea of how other MVNOs price things.

At $60 a month, you might as well get a standard unlimited plan from one of the “big four” companies, like T-Mobile. At least that way your data won’t be throttled . . .

H2O uses AT&T’s network, that’s true. But it doesn’t get the same treatment as AT&T customers. The biggest way that you’ll notice this is decreased download speeds. With H2O, you’ll get a maximum download speed of 8 Mbps when you’re getting 4G LTE service.

To put that into perspective: the latest Opensignal report says that AT&T’s network is averaging download speeds of 29.1 Mbps. That’s 363% faster than the maximum speeds that H2O customers will receive!1

Sorry gamers, streamers, and influencers, you might want to find another provider.

As we mentioned, H2O Wireless’s plans tend to cost more than the competition. But let’s dig into the specifics. Here’s a gander at how H2O’s unlimited talk and text plan compares to similar plans from other top prepaid providers.

H2O lands right in the middle of the pack on that one. But it’s the most expensive plan on the list that doesn’t offer at least 1 GB of high-speed data. And once you add, for example, 10 GB of data, H2O’s prices get even less competitive.

Our takeaway from looking at these price comparisons is simple: H2O is only a good option if you don’t want a ton of data, and you definitely want to be on AT&T’s network (rather than, for instance, Verizon’s).

Family plans are a classic win-win situation. You give your cell phone company more customers, and it gives you a better deal. In H2O’s case, you’ll get at least $5 off each line when you bundle together in a family plan. Let’s take a look at the details.

H20's limited data plans aren't eligible for multi-line discounts, but getting at least two unlimited lines brings your price down from $45 a month to just $25 per month. That means you'll pay $50 for two lines, $75 for three lines, and $100 for four lines.

As we mentioned above, H2O uses AT&T’s network. That means you’ll get excellent coverage (but maybe not so excellent speeds due to throttling).

Family plans from H2O will give you the same international perks as regular plans. That means free calls to over 50 countries. Go ahead, chat all afternoon with your aunty in Chile and text your cousin in Bangladesh.

Unless you have a family plan, H2O’s unlimited data plans are pricey, and the speeds are throttled.

Unlike most other MVNO providers, H2O offers an unlimited data family plan with 40GB of high-speed data for $25 a month. But a single unlimited line costs $45.

At that price, you might as well pay $5 more for a plan with a major provider that will get you better perks and performance.

Even if you are satisfied with less data, H2O’s prices for that data are quite high.

If H2O’s data prices don’t scare you away, the speeds might. As with the single-line plans, H2O’s family plans will throttle your data.

That means if you hit your 40GB soft data cap, you’ll see download speeds of 8Mbps, at most. That’s enough to stream standard definition content, but it’s a lot less than the roughly 30Mbps speeds that other folks on the AT&T network will get.

Here’s a look at how H2O Wireless’s plans compare to other popular prepaid providers.

These plans are all in the same price range. And all of them offer unlimited data.

If you’re not excited about the idea of a $30+ bill coming due every month, and you don’t use your phone that often, then you might want to consider a pay-as-you-go plan like this one from H2O.

Basically, instead of paying for a certain amount of minutes or data each month, you just put a certain dollar amount on your account and then—you guessed it—pay as you go. Here’s a look at the rates and recharge amounts you can choose from.

The big drawback to this pay-as-you-go model is that the actual rates are not cheap. Five cents a minute might sound like a piddling amount, but that’s three dollars an hour, or about fifteen dollars every time you catch up with your old bestie from high school.

But the real costs are going to add up when you use data. At ten cents a megabyte you’ll be paying about $100 for a single gigabyte of data! To put that into perspective, it would cost you about $302 to stream Avengers: Infinity War—and that’s in standard definition! Yikes.

Source: H2Owirelessnow.com

H2O operates on AT&T’s network.

AT&T’s network can’t quite match Verizon’s when it comes to overall coverage, but it comes really close.¹ H2O customers should experience full bars in most metropolitan and suburban areas, and you can expect at least some service in most rural communities as well.

Unfortunately, H2O customers won’t benefit from AT&T’s incredibly fast download speeds, which average at about 30 Mbps. That’s because AT&T caps all H2O Wireless customers at just 8 Mbps max—so you might notice some lag in your PUBG Mobile game.

Ready to throw down a little cash to upgrade from that cracked old LG display to the Galaxy 10S’s Quad HD+ Dynamic AMOLED screen? H2O can help you out. Probably.

H2O lists several of Samsung’s new devices on its website. But when we clicked on the first one displayed, the Galaxy S10+, we saw this:

Image source: screenshot from H2Owirelessnow.com

Yep, the Galaxy S10+ was out of stock. Bummer.

At least you can pick up an iPhone 11 from H2O, right? No. Wrong. The company doesn’t sell any Apple devices at all. Double bummer. (You can bring your own Apple device.)

Here are some of the phones that H2O does sell, listed in order of popularity.

If this selection isn’t cutting it for you, check out our deals page to see what promotions and discounts other providers are offering on the newest Apple, Samsung, and Google devices.

You wouldn’t expect a dapper waiter to take your order at a McDonald’s. Likewise, you shouldn’t expect 5-star customer service from a discount provider like H2O.

That said, we were able to get through to an H2O customer service agent after being on hold for just 30 seconds (nice horns section in that hold music, H2O!). Once we were connected, the agent was kind and helpful.

You can also set up H2O Wireless refills and change your account settings using the MyH2O app, but be aware that it’s prone to glitches. The MyH2O app has earned just a sliver above 3 stars in the Google Play Store² and a piddling 2.2 stars in the Apple Store.³

We’re not going to beat around the bush here: H2O Wireless is not the most impressive MVNO we’ve reviewed. But it might be perfect for particular people—those who don’t use a lot of data and really want to be on AT&T’s cellular network.

Here’s a short recap of H2O’s plans and network performance for the TL;DR crowd.

• Plans: There are plenty of options, including unlimited talk and text plans, unlimited data plans, and pay as you go plans. H2O charges a lot for a single line with full-speed data, so data hogs might want to look elsewhere for service unless you add some friends or family to your account.
• Family plans: You can shave a good $20 off H20's unlimited data plan with multiple lines, but H2O still ends up being more expensive than many other MVNOs.
• Network performance: AT&T provides H2O customers with good coverage across North America. But it does throttle their data speeds to a maximum of 8 Mbps.

If you’re looking for a cheap way to get on AT&T’s network, then consider signing up for H2O. But if you want a lot of high-speed data, the newest phones, or you just don’t care much about what network you’re on, we suggest checking out other providers.

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